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San Diego Insurance Attorneys
Serving San Francisco, Phoenix, Las Vegas
For many individuals and businesses, some type of insurance has at some time or another been considered a godsend, providing a way to cope with a loss caused by fire, flooding, theft, illness or natural disaster. In all too many other circumstances, however, an insurance policy turns out to be worthless piece of paper when it comes down to making a claim for benefits.
When Does a Claim Denial Constitute Insurance Bad Faith?
Insurance acts as a safety net — and is also a very profitable business for companies and agents. Finding reasons to deny or delay claims is a typical strategy that insurers use after a car accident, before or after surgery, after a fire or after theft of property. In certain instances, claim denials may amount to insurance bad faith. Talk to a lawyer at Campbell, Lauter & Murphy, Attorneys at Law, about your situation and how to right the wrong if your insurers has acted in bad faith.
Movies and TV shows have dramatized the impact of losses such as damage caused by pipe leaks, which insurers then claimed was not covered by policies. The Hurricane Katrina disaster brought to light the type of conflict that leads to claims of insurance bad faith: The debate over whether damage to homes had been the result of wind or rain, for example, when policies covered one but not the other.
Many people say, in fact, that insurance policies are written as they are precisely to take advantage of "the little guy" who will not understand a hidden clause until after the fact, when it is time to make a claim. Aggressive adjusters are considered by many as forces to be reckoned with as they find reason after reason to deny claims.
If you or your California business suffered a loss and you have reason to believe that your insurance company is acting in bad faith in its denial of claims or minimization of coverage, we encourage you to bring the matter to our attention. An experienced San Diego insurance attorney can advise you of your options if your insurer wrongly denied benefits that you deserve.
San Diego Insurance Attorney
Schedule a consultation with a San Diego insurance attorney who will put your best interests first while working diligently to achieve a resolution of a bad faith insurance claim. Contact us by phone or e-mail.